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membership, 2 back at restaurants, gas stations, and drugstores, and 1 back on all other purchases. If you are, youll get a 10 bonus on what you earn each year, so the card effectively earns you.65x points per dollar. For example, your credit score doesnt take your salary into account. The last thing you should be considering when picking out a student credit card is the rewards program. Regular Purchase APR.74 -.74 Variable Credit required good-credit Good/Excellent Magnify Glass Pros Rewards are worth more when redeemed for travel You will receive a 25 bonus on points that are redeemed via Chase Ultimate Rewards. This cash back program is very competitive and earns loyal Amazon and Whole Foods Market shoppers great rewards. However, you do need a Sams Club membership to apply, and current membership fees start at 45 per year. Cons Cons 1 foreign transaction fee This is a great card to have on hand for road trips, but be aware that if you cross the border, your cash back rewards will be reduced.

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